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Welcome to the official blog of the Canadian Association of Insolvency and Restructuring Professionals! We hope you will enjoy insightful and informative posts by our team of expert bloggers on a wide range of topics, including individual, small business and corporate insolvencies, budgeting, financial planning, credit rebuilding and other money management tips for anyone looking to live a debt free life.

Planning for Retirement: Age-appropriate Advice

Mary Ann Marriott, CIRP, LIT and Maureen Babin, Amarack Financial September 20, 2023 When it comes to planning for retirement, there are two very different groups of people. The first group consists of those who start planning early and the second group consists of those who had a late...

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Is there such a thing as "Debt-Free"?

Jim Moses, CIRP, LIT August 16, 2023 In theory, it is possible to be debt-free. Being debt-free means that you do not owe any money to lenders or creditors, so you have no monthly payments or interest charges to pay off. This situation can...

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CAIRP: Q2 2023 Canadian Insolvency Statistics

August 3, 2023 TORONTO – August 3, 2023 – Canadian business insolvencies were up 36.9% year-over-year for the second quarter, reaching 1,090 business insolvency filings, the highest quarterly volume since 2014....

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